Loans for companies: state, community or private?

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Looking for financing for your company? Discover all the regional, state and community facilities

Looking for financing for your company? Discover all the regional, state and community facilities

The company is established by means of small or large spa Ltd., can access both forms of funding for state or community-based, and those considered private. In both cases two main forms of financing can be found: to start a new business, or to be able to expand it (or modernize it), especially from a technological point of view. Moreover, through the access of credit by banks, loans can also be obtained to deal with temporary liquidity needs.

State or community loans

State or community loans

Community funding can be provided either directly or indirectly, or by allocating funds that can then be disbursed through regions or municipalities.

In any case, access requires two fundamental requisites: the possession of a project with the minimum requisites required, and participation in a call for tenders.

State funding is generally provided through local (especially regional) administrations, or through the provision of guarantee funds that make companies easier to access the banking system.

National loans at a subsidized rate are also envisaged to subsidize amateur sports clubs: in this case it will be necessary to contact the regional authority mainly to obtain detailed information on the range of loans, some of which are also available for non-repayable loans.

Loans from banks

Loans from banks

There are loans for the purchase of materials, restructuring works, installation of plants for energy upgrading, but also for the start-up phase or to help cash management, guaranteeing the necessary liquidity during the normal course of business.

Banks can provide subsidized loans thanks to agreements, or financing with competitive rates.

Financing examples

Financing examples

  • Unicredit is one of the most active banks for the proposal of loans to companies: ranging from New Start-up loans (State or community loansmaximum 100 thousand USD) to Fumicredit, created to provide liquidity in a very short time and up to 50 thousand USD. Then there is a good choice on specific financing;
  • With the Revolution Imprese loan, SCF offers a sum of up to 100 thousand USD, repayable up to 120 installments and with a fixed rate. This is one of the longest-established loan repayments in the sector;
  • it is not a bank but a credit broker, Duminre, which offers leases and loans exclusively dedicated to the world of entrepreneurship. There is no standard offer as the aim is to personalize offers based on the characteristics and needs of the various companies.g img { margin: 0 auto 0 0; }

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